There are a lot of ways to talk about it. You can say “breakdown cover,” “breakdown coverage,” “breakdown policy” or “roadside assistance.” What it works out to, in the long run, is help when your vehicle has a mechanical problem that is not caused by a collision or similar difficulty. …

A debt consolidation loan allows you to put all your debts together and make a single payment each month. What’s more, it means that you can spread your payments over a longer timeframe and potentially secure a lower rate of interest if you have bad credit.

A bank failure means the bank has more expenditures than assets. Through critical analysis of a bank’s financial record, the FDIC can determine when a bank is undercapitalized. Because they are undercapitalized, a bank can no longer meet its financial obligations to its depositors and creditors. The FDIC is appointed …

A report from the National Consumer Law Center found that refund anticipation loans cost taxpayers an estimated $833 million dollars in loan fees in 2017. Taxpayers also spent an additional $68 million dollars on other fees associated with refund loans and $336 million dollars on financial products related to receiving …